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Buying a home is something you can only learn by doing. We understand it can be a crash course that often times is intimidating. Whether you are buying or selling you've come to the right place. If home is where your heart is, than Lord Mortgage is where your trust should be. We are here to help you and your businesses find a place to feel at home with the best possible rate achievable.
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FHA STREAMLINE REFINANCE
The FHA streamline refinance is probably the most popular FHA refinance program because it allows you to get a lower monthly payment and interest rate without having to fully re-qualify for a new loan. The “streamline” refers to the reduced amount of paperwork required – for example, you may not be required to have a minimum credit score or appraisal depending on your situation.
VA STREAMLINE REFINANCE
The VA streamline refinance program is the sister program to the FHA streamline refinance – except for this program is only for Veterans who currently have a VA loan. If you currently have a VA loan, the VA streamline can help you get a lower interest rate and payment and also has less documentation than a full documentation loan. Like the FHA streamline, a minimum credit score and appraisal may or may not be required depending on your lender.